body {
            box-sizing: border-box;
        }
        
        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        :root {
            --primary: #6366f1;
            --primary-dark: #4f46e5;
            --secondary: #f59e0b;
            --accent: #ec4899;
            --dark: #0f172a;
            --dark-light: #1e293b;
            --gray: #64748b;
            --light: #f8fafc;
            --white: #ffffff;
            --gradient-1: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
            --gradient-2: linear-gradient(135deg, #f093fb 0%, #f5576c 100%);
            --gradient-3: linear-gradient(135deg, #4facfe 0%, #00f2fe 100%);
            --shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
            --shadow-lg: 0 35px 60px -12px rgba(0, 0, 0, 0.3);
        }

        body {
            font-family: 'Inter', sans-serif;
            background: var(--dark);
            color: var(--white);
            line-height: 1.6;
            overflow-x: hidden;
        }

        /* Animated Background */
        .bg-animation {
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            z-index: -1;
            background: var(--dark);
        }

        .bg-animation::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: 
                radial-gradient(circle at 20% 80%, rgba(120, 119, 198, 0.3) 0%, transparent 50%),
                radial-gradient(circle at 80% 20%, rgba(255, 119, 198, 0.3) 0%, transparent 50%),
                radial-gradient(circle at 40% 40%, rgba(120, 219, 255, 0.3) 0%, transparent 50%);
            animation: bgShift 20s ease-in-out infinite;
        }

        @keyframes bgShift {
            0%, 100% { transform: scale(1) rotate(0deg); }
            50% { transform: scale(1.1) rotate(5deg); }
        }

        /* Marquee Header */
     .marquee-header {
    background: rgba(15, 23, 42, 0.9);
    backdrop-filter: blur(10px);
    border-bottom: 6px solid rgba(255, 255, 255, 0.1);
    padding: 12px 0;
    overflow: hidden;
    position: relative;
    margin-top: 90px; /* shifts it down */
}


        .marquee-content {
            display: flex;
            align-items: center;
            white-space: nowrap;
            animation: marqueeFlow 25s linear infinite;
            font-weight: 500;
            font-size: 14px;
            color: rgba(255, 255, 255, 0.8);
        }

        @keyframes marqueeFlow {
            0% { transform: translateX(100%); }
            100% { transform: translateX(-100%); }
        }

        .marquee-header:hover .marquee-content {
            animation-play-state: paused;
        }

        /* Navigation */
        .navbar {
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            backdrop-filter: blur(5px);
            border-bottom: 1px solid rgba(255, 255, 255, 0.1);
            padding: 20px 0;
            z-index: 1000;
            transition: all 0.3s ease;
        }

        .navbar.scrolled {
            padding: 15px 0;
        }

        .nav-container {
            max-width: 1400px;
            margin: 0 auto;
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 0 40px;
        }

        .logo {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 700;
            font-size: 28px;
            background: var(--gradient-1);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
            text-decoration: none;
        }

        .nav-links {
            display: flex;
            list-style: none;
            gap: 40px;
        }

        .nav-links a {
            text-decoration: none;
            color: rgba(255, 255, 255, 0.8);
            font-weight: 500;
            font-size: 15px;
            transition: all 0.3s ease;
            position: relative;
            padding: 8px 0;
        }

        .nav-links a:hover {
            color: var(--white);
        }

        .nav-links a::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            width: 0;
            height: 2px;
            background: var(--gradient-1);
            transition: width 0.3s ease;
        }

        .nav-links a:hover::after {
            width: 100%;
        }

        .nav-cta {
            background: var(--gradient-1);
            color: var(--white);
            padding: 12px 24px;
            border-radius: 50px;
            text-decoration: none;
            font-weight: 600;
            font-size: 14px;
            transition: all 0.3s ease;
            box-shadow: 0 4px 15px rgba(102, 102, 241, 0.3);
        }

        .nav-cta:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(102, 102, 241, 0.4);
        }

        .auth-buttons {
            display: flex;
            gap: 12px;
            align-items: center;
        }

        .login-btn {
            background: transparent;
            color: rgba(255, 255, 255, 0.8);
            border: 1px solid rgba(255, 255, 255, 0.2);
            padding: 10px 20px;
            border-radius: 25px;
            text-decoration: none;
            font-weight: 500;
            font-size: 14px;
            transition: all 0.3s ease;
        }

        .login-btn:hover {
            background: rgba(255, 255, 255, 0.1);
            color: var(--white);
        }

        .user-menu {
            position: relative;
            display: flex;
            align-items: center;
            gap: 12px;
        }

        .user-avatar {
            width: 36px;
            height: 36px;
            border-radius: 50%;
            background: var(--gradient-1);
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-weight: 600;
            cursor: pointer;
        }

        .user-dropdown {
            position: absolute;
            top: 100%;
            right: 0;
            background: rgba(15, 23, 42, 0.95);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 12px;
            padding: 12px 0;
            min-width: 180px;
            opacity: 0;
            visibility: hidden;
            transform: translateY(-10px);
            transition: all 0.3s ease;
            z-index: 1000;
        }

        .user-dropdown.show {
            opacity: 1;
            visibility: visible;
            transform: translateY(0);
        }

        .dropdown-item {
            display: block;
            padding: 10px 20px;
            color: rgba(255, 255, 255, 0.8);
            text-decoration: none;
            font-size: 14px;
            transition: all 0.3s ease;
        }

        .dropdown-item:hover {
            background: rgba(255, 255, 255, 0.1);
            color: var(--white);
        }

        /* Auth Modal */
        .auth-modal {
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: rgba(0, 0, 0, 0.8);
            backdrop-filter: blur(10px);
            display: flex;
            align-items: center;
            justify-content: center;
            z-index: 10000;
            opacity: 0;
            visibility: hidden;
            transition: all 0.3s ease;
        }

        .auth-modal.show {
            opacity: 1;
            visibility: visible;
        }

        .auth-container {
            background: rgba(15, 23, 42, 0.95);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 20px;
            padding: 40px;
            max-width: 400px;
            width: 90%;
            max-height: 90vh;
            overflow-y: auto;
            transform: scale(0.9);
            transition: transform 0.3s ease;
        }

        .auth-modal.show .auth-container {
            transform: scale(1);
        }

        .auth-header {
            text-align: center;
            margin-bottom: 30px;
        }

        .auth-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 600;
            font-size: 1.8rem;
            margin-bottom: 8px;
            color: var(--white);
        }

        .auth-subtitle {
            color: rgba(255, 255, 255, 0.6);
            font-size: 14px;
        }

        .auth-form {
            margin-bottom: 20px;
        }

        .auth-form .form-group {
            margin-bottom: 20px;
        }

        .auth-form .form-control {
            background: rgba(255, 255, 255, 0.05);
            border: 1px solid rgba(255, 255, 255, 0.1);
            color: var(--white);
        }

        .auth-submit {
            width: 100%;
            background: var(--gradient-1);
            color: var(--white);
            border: none;
            padding: 16px;
            border-radius: 12px;
            font-weight: 600;
            cursor: pointer;
            transition: all 0.3s ease;
            margin-bottom: 20px;
        }

        .auth-submit:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(102, 102, 241, 0.3);
        }

        .auth-switch {
            text-align: center;
            color: rgba(255, 255, 255, 0.6);
            font-size: 14px;
        }

        .auth-switch a {
            color: var(--primary);
            text-decoration: none;
            font-weight: 500;
        }

        .auth-switch a:hover {
            text-decoration: underline;
        }

        .close-modal {
            position: absolute;
            top: 20px;
            right: 20px;
            background: none;
            border: none;
            color: rgba(255, 255, 255, 0.6);
            font-size: 24px;
            cursor: pointer;
            transition: color 0.3s ease;
        }

        .close-modal:hover {
            color: var(--white);
        }

        /* Real Images */
        .hero-image-container {
            position: relative;
            border-radius: 20px;
            overflow: hidden;
            box-shadow: var(--shadow);
        }

        .hero-image {
            width: 100%;
            height: 400px;
            object-fit: cover;
            border-radius: 20px;
        }

        .image-overlay {
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: linear-gradient(135deg, rgba(102, 102, 241, 0.3), rgba(236, 72, 153, 0.3));
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-size: 3rem;
        }

        .testimonial-image {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            object-fit: cover;
            border: 2px solid rgba(255, 255, 255, 0.2);
        }

        /* Modal for Privacy/Terms */
        .content-modal {
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: rgba(0, 0, 0, 0.8);
            backdrop-filter: blur(10px);
            display: flex;
            align-items: center;
            justify-content: center;
            z-index: 10000;
            opacity: 0;
            visibility: hidden;
            transition: all 0.3s ease;
        }

        .content-modal.show {
            opacity: 1;
            visibility: visible;
        }

        .modal-content {
            background: rgba(15, 23, 42, 0.95);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 20px;
            padding: 40px;
            max-width: 800px;
            width: 90%;
            max-height: 80vh;
            overflow-y: auto;
            position: relative;
        }

        .modal-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: 30px;
            padding-bottom: 20px;
            border-bottom: 1px solid rgba(255, 255, 255, 0.1);
        }

        .modal-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 600;
            font-size: 1.8rem;
            color: var(--white);
            margin: 0;
        }

        .modal-body {
            color: rgba(255, 255, 255, 0.8);
            line-height: 1.7;
        }

        .modal-body h3 {
            color: var(--white);
            margin: 30px 0 15px 0;
            font-size: 1.2rem;
        }

        .modal-body p {
            margin-bottom: 15px;
        }

        .unsubscribe-section {
            background: rgba(255, 255, 255, 0.05);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 12px;
            padding: 20px;
            margin-top: 20px;
        }

        .unsubscribe-form {
            display: flex;
            gap: 12px;
            margin-top: 15px;
        }

        .unsubscribe-input {
            flex: 1;
            padding: 12px 16px;
            background: rgba(255, 255, 255, 0.05);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 8px;
            color: var(--white);
            font-size: 14px;
        }

        .unsubscribe-btn {
            background: #ef4444;
            color: var(--white);
            border: none;
            padding: 12px 20px;
            border-radius: 8px;
            cursor: pointer;
            font-weight: 500;
            transition: all 0.3s ease;
        }

        .unsubscribe-btn:hover {
            background: #dc2626;
            transform: translateY(-2px);
        }

        /* Hero Section */
        .hero {
            min-height: 100vh;
            display: grid;
            grid-template-columns: 1fr 1fr;
            align-items: center;
            max-width: 1400px;
            margin: 0 auto;
            padding: 120px 40px 80px;
            gap: 80px;
        }

        .hero-content {
            animation: slideInLeft 1s ease-out;
        }

        .hero-badge {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            background: rgba(255, 255, 255, 0.1);
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255, 255, 255, 0.2);
            padding: 8px 16px;
            border-radius: 50px;
            font-size: 14px;
            font-weight: 500;
            margin-bottom: 30px;
            color: rgba(255, 255, 255, 0.9);
        }

        .hero-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 700;
            font-size: 4.5rem;
            line-height: 1.1;
            margin-bottom: 30px;
            background: linear-gradient(135deg, #ffffff 0%, #a855f7 50%, #3b82f6 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .hero-subtitle {
            font-size: 1.25rem;
            color: rgba(255, 255, 255, 0.7);
            margin-bottom: 40px;
            line-height: 1.7;
            max-width: 500px;
        }

        .hero-buttons {
            display: flex;
            gap: 20px;
            margin-bottom: 60px;
        }

        .btn {
            padding: 16px 32px;
            border: none;
            border-radius: 50px;
            font-weight: 600;
            font-size: 16px;
            cursor: pointer;
            transition: all 0.3s ease;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 8px;
            position: relative;
            overflow: hidden;
        }

        .btn-primary {
            background: var(--gradient-1);
            color: var(--white);
            box-shadow: 0 8px 25px rgba(102, 102, 241, 0.3);
        }

        .btn-primary:hover {
            transform: translateY(-3px);
            box-shadow: 0 15px 35px rgba(102, 102, 241, 0.4);
        }

        .btn-secondary {
            background: rgba(255, 255, 255, 0.1);
            color: var(--white);
            border: 1px solid rgba(255, 255, 255, 0.3);
            backdrop-filter: blur(10px);
        }

        .btn-secondary:hover {
            background: rgba(255, 255, 255, 0.2);
            transform: translateY(-3px);
        }

        .hero-stats {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 30px;
        }

        .stat-item {
            text-align: center;
        }

        .stat-number {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 700;
            font-size: 2rem;
            color: var(--white);
            margin-bottom: 5px;
        }

        .stat-label {
            font-size: 14px;
            color: rgba(255, 255, 255, 0.6);
        }

        /* Hero Visual */
        .hero-visual {
            position: relative;
            animation: slideInRight 1s ease-out;
        }

        .loan-widget {
            background: rgba(255, 255, 255, 0.05);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 24px;
            padding: 40px;
            box-shadow: var(--shadow);
            position: relative;
            overflow: hidden;
        }

        .loan-widget::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 1px;
            background: var(--gradient-1);
        }

        .widget-header {
            text-align: center;
            margin-bottom: 30px;
        }

        .widget-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 600;
            font-size: 1.5rem;
            margin-bottom: 10px;
        }

        .widget-subtitle {
            color: rgba(255, 255, 255, 0.6);
            font-size: 14px;
        }

        .form-group {
            margin-bottom: 24px;
        }

        .form-label {
            display: block;
            margin-bottom: 8px;
            font-weight: 500;
            font-size: 14px;
            color: rgba(255, 255, 255, 0.8);
        }

        .form-control {
            width: 100%;
            padding: 16px 20px;
            background: rgba(255, 255, 255, 0.05);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 12px;
            color: var(--white);
            font-size: 16px;
            transition: all 0.3s ease;
            backdrop-filter: blur(10px);
        }

        .form-control:focus {
            outline: none;
            border-color: var(--primary);
            box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.1);
            background: rgba(255, 255, 255, 0.08);
        }

        .form-control option {
            background: var(--dark-light);
            color: var(--white);
        }

        .search-btn {
            width: 100%;
            background: var(--gradient-1);
            color: var(--white);
            border: none;
            padding: 18px;
            border-radius: 12px;
            font-weight: 600;
            font-size: 16px;
            cursor: pointer;
            transition: all 0.3s ease;
            margin-bottom: 20px;
        }

        .search-btn:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(102, 102, 241, 0.3);
        }

        .results-preview {
            padding: 20px;
            background: rgba(255, 255, 255, 0.03);
            border-radius: 12px;
            border: 1px solid rgba(255, 255, 255, 0.1);
            opacity: 0;
            transform: translateY(20px);
            transition: all 0.3s ease;
        }

        .results-preview.show {
            opacity: 1;
            transform: translateY(0);
        }

        .result-item {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: 12px;
        }

        .result-item:last-child {
            margin-bottom: 0;
        }

        .result-label {
            color: rgba(255, 255, 255, 0.6);
            font-size: 14px;
        }

        .result-value {
            font-weight: 600;
            color: var(--white);
        }

        /* Features Section */
        .features {
            padding: 120px 40px;
            max-width: 1400px;
            margin: 0 auto;
        }

        .section-header {
            text-align: center;
            margin-bottom: 80px;
        }

        .section-badge {
            display: inline-block;
            background: rgba(255, 255, 255, 0.1);
            color: rgba(255, 255, 255, 0.8);
            padding: 8px 16px;
            border-radius: 50px;
            font-size: 14px;
            font-weight: 500;
            margin-bottom: 20px;
        }

        .section-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 700;
            font-size: 3rem;
            margin-bottom: 20px;
            background: linear-gradient(135deg, #ffffff 0%, #a855f7 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .section-subtitle {
            font-size: 1.2rem;
            color: rgba(255, 255, 255, 0.6);
            max-width: 600px;
            margin: 0 auto;
        }

        .features-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            gap: 30px;
        }

        .feature-card {
            background: rgba(255, 255, 255, 0.03);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 20px;
            padding: 40px;
            transition: all 0.3s ease;
            position: relative;
            overflow: hidden;
        }

        .feature-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 1px;
            background: var(--gradient-1);
            opacity: 0;
            transition: opacity 0.3s ease;
        }

        .feature-card:hover {
            transform: translateY(-10px);
            box-shadow: var(--shadow-lg);
            border-color: rgba(255, 255, 255, 0.2);
        }

        .feature-card:hover::before {
            opacity: 1;
        }

        .feature-icon {
            width: 60px;
            height: 60px;
            background: var(--gradient-1);
            border-radius: 16px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.5rem;
            margin-bottom: 24px;
        }

        .feature-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 600;
            font-size: 1.3rem;
            margin-bottom: 16px;
            color: var(--white);
        }

        .feature-description {
            color: rgba(255, 255, 255, 0.6);
            line-height: 1.6;
        }

        /* Loan Types Section */
        .loan-types {
            padding: 120px 40px;
            background: rgba(255, 255, 255, 0.02);
        }

        .loan-types-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 30px;
            max-width: 1400px;
            margin: 0 auto;
        }

        .loan-card {
            background: rgba(255, 255, 255, 0.05);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 24px;
            padding: 40px;
            text-align: center;
            transition: all 0.3s ease;
            position: relative;
            overflow: hidden;
        }

        .loan-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 3px;
            background: var(--gradient-2);
            transform: translateX(-100%);
            transition: transform 0.3s ease;
        }

        .loan-card:hover {
            transform: translateY(-10px) scale(1.02);
            box-shadow: var(--shadow-lg);
        }

        .loan-card:hover::before {
            transform: translateX(0);
        }

        .loan-icon {
            width: 80px;
            height: 80px;
            background: var(--gradient-2);
            border-radius: 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 2rem;
            margin: 0 auto 24px;
        }

        .loan-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 600;
            font-size: 1.4rem;
            margin-bottom: 16px;
            color: var(--white);
        }

        .loan-features {
            list-style: none;
            margin-bottom: 30px;
            text-align: left;
        }

        .loan-features li {
            padding: 8px 0;
            color: rgba(255, 255, 255, 0.7);
            position: relative;
            padding-left: 24px;
        }

        .loan-features li::before {
            content: '✓';
            position: absolute;
            left: 0;
            color: #10b981;
            font-weight: bold;
        }

        .loan-cta {
            background: var(--gradient-2);
            color: var(--white);
            border: none;
            padding: 14px 28px;
            border-radius: 50px;
            font-weight: 600;
            cursor: pointer;
            transition: all 0.3s ease;
            width: 100%;
        }

        .loan-cta:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(245, 158, 11, 0.3);
        }

        /* Testimonials */
        .testimonials {
            padding: 120px 40px;
            max-width: 1400px;
            margin: 0 auto;
        }

        .testimonials-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
            gap: 30px;
        }

        .testimonial-card {
            background: rgba(255, 255, 255, 0.03);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 20px;
            padding: 40px;
            transition: all 0.3s ease;
        }

        .testimonial-card:hover {
            transform: translateY(-5px);
            box-shadow: var(--shadow);
        }

        .testimonial-content {
            font-size: 1.1rem;
            line-height: 1.7;
            color: rgba(255, 255, 255, 0.8);
            margin-bottom: 30px;
            font-style: italic;
        }

        .testimonial-author {
            display: flex;
            align-items: center;
            gap: 16px;
        }

        .author-avatar {
            width: 50px;
            height: 50px;
            background: var(--gradient-3);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: var(--white);
            font-weight: 600;
        }

        .author-info h4 {
            color: var(--white);
            font-weight: 600;
            margin-bottom: 4px;
        }

        .author-rating {
            color: #fbbf24;
            font-size: 14px;
        }

        /* CTA Section */
        .cta-section {
            padding: 120px 40px;
            text-align: center;
            background: rgba(255, 255, 255, 0.02);
        }

        .cta-content {
            max-width: 800px;
            margin: 0 auto;
        }

        .cta-title {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 700;
            font-size: 3rem;
            margin-bottom: 24px;
            background: linear-gradient(135deg, #ffffff 0%, #f59e0b 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .cta-subtitle {
            font-size: 1.2rem;
            color: rgba(255, 255, 255, 0.7);
            margin-bottom: 40px;
            line-height: 1.6;
        }

        .cta-buttons {
            display: flex;
            gap: 20px;
            justify-content: center;
        }

        /* Footer */
        .footer {
            background: rgba(0, 0, 0, 0.3);
            backdrop-filter: blur(20px);
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            padding: 80px 40px 40px;
        }

        .footer-content {
            max-width: 1400px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 40px;
            margin-bottom: 40px;
        }

        .footer-section h3 {
            font-family: 'Space Grotesk', sans-serif;
            font-weight: 600;
            margin-bottom: 20px;
            color: var(--white);
        }

        .footer-section ul {
            list-style: none;
        }

        .footer-section ul li {
            margin-bottom: 12px;
        }

        .footer-section ul li a {
            color: rgba(255, 255, 255, 0.6);
            text-decoration: none;
            transition: color 0.3s ease;
        }

        .footer-section ul li a:hover {
            color: var(--white);
        }

        .newsletter-form {
            display: flex;
            gap: 12px;
            margin-top: 20px;
        }

        .newsletter-input {
            flex: 1;
            padding: 12px 16px;
            background: rgba(255, 255, 255, 0.05);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 8px;
            color: var(--white);
            font-size: 14px;
        }

        .newsletter-btn {
            background: var(--gradient-1);
            color: var(--white);
            border: none;
            padding: 12px 20px;
            border-radius: 8px;
            cursor: pointer;
            font-weight: 500;
            transition: all 0.3s ease;
        }

        .newsletter-btn:hover {
            transform: translateY(-2px);
        }

        .social-links {
            display: flex;
            gap: 16px;
            margin-top: 20px;
        }

        .social-link {
            width: 44px;
            height: 44px;
            background: rgba(255, 255, 255, 0.05);
            border: 1px solid rgba(255, 255, 255, 0.1);
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: rgba(255, 255, 255, 0.7);
            text-decoration: none;
            transition: all 0.3s ease;
        }

        .social-link:hover {
            background: var(--gradient-1);
            color: var(--white);
            transform: translateY(-2px);
        }

        .footer-bottom {
            text-align: center;
            padding-top: 40px;
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            color: rgba(255, 255, 255, 0.5);
        }

        /* Animations */
        @keyframes slideInLeft {
            from {
                opacity: 0;
                transform: translateX(-50px);
            }
            to {
                opacity: 1;
                transform: translateX(0);
            }
        }

        @keyframes slideInRight {
            from {
                opacity: 0;
                transform: translateX(50px);
            }
            to {
                opacity: 1;
                transform: translateX(0);
            }
        }

        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* Responsive Design */
        @media (max-width: 1024px) {
            .hero {
                grid-template-columns: 1fr;
                gap: 60px;
                text-align: center;
            }

            .hero-title {
                font-size: 3.5rem;
            }

            .nav-container {
                padding: 0 20px;
            }

            .features-grid,
            .loan-types-grid {
                grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            }

            .testimonials-grid {
                grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            }
        }

        @media (max-width: 768px) {
            .hero {
                padding: 100px 20px 60px;
            }

            .hero-title {
                font-size: 2.5rem;
            }

            .nav-links {
                display: none;
            }

            .auth-buttons {
                flex-direction: column;
                gap: 8px;
            }

            .login-btn,
            .nav-cta {
                font-size: 12px;
                padding: 8px 16px;
            }

            .hero-buttons {
                flex-direction: column;
                align-items: center;
            }

            .btn {
                width: 100%;
                max-width: 280px;
            }

            .features,
            .loan-types,
            .testimonials,
            .cta-section {
                padding: 80px 20px;
            }

            .section-title {
                font-size: 2.2rem;
            }

            .cta-title {
                font-size: 2.2rem;
            }

            .cta-buttons {
                flex-direction: column;
                align-items: center;
            }

            .features-grid,
            .loan-types-grid,
            .testimonials-grid {
                grid-template-columns: 1fr;
            }

            .testimonial-card {
                min-width: auto;
            }

            .hero-stats {
                grid-template-columns: repeat(3, 1fr);
                gap: 20px;
            }

            .stat-number {
                font-size: 1.5rem;
            }

            .hero-image {
                height: 250px;
            }

            .loan-widget {
                margin-top: 20px;
                padding: 30px 20px;
            }

            .auth-container {
                padding: 30px 20px;
                margin: 20px;
            }

            .modal-content {
                padding: 30px 20px;
                margin: 20px;
            }

            .footer-content {
                grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
                gap: 30px;
            }

            .newsletter-form {
                flex-direction: column;
                gap: 8px;
            }
        }

        @media (max-width: 480px) {
            .hero-title {
                font-size: 2rem;
            }

            .section-title {
                font-size: 1.8rem;
            }

            .cta-title {
                font-size: 1.8rem;
            }

            .hero-stats {
                grid-template-columns: 1fr;
                gap: 15px;
                text-align: center;
            }

            .marquee-content {
                font-size: 12px;
            }

            .nav-container {
                padding: 0 15px;
            }

            .hero,
            .features,
            .loan-types,
            .testimonials,
            .cta-section {
                padding-left: 15px;
                padding-right: 15px;
            }

            .auth-buttons {
                gap: 6px;
            }

            .login-btn,
            .nav-cta {
                font-size: 11px;
                padding: 6px 12px;
            }
        }

        /* Animation keyframes */
        @keyframes slideInRight {
            from {
                transform: translateX(100%);
                opacity: 0;
            }
            to {
                transform: translateX(0);
                opacity: 1;
            }
        }

        @keyframes slideOutRight {
            from {
                transform: translateX(0);
                opacity: 1;
            }
            to {
                transform: translateX(100%);
                opacity: 0;
            }
        }

        /* Scroll animations */
        .animate-on-scroll {
            opacity: 0;
            transform: translateY(30px);
            transition: all 0.6s ease;
        }

        .animate-on-scroll.animated {
            opacity: 1;
            transform: translateY(0);
        }